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For the 2026–2027 policy year, students must carry health insurance that qualifies as Minimum Essential Coverage (MEC) to waive the school-sponsored plan. The guidance below clarifies which types of insurance meet MEC requirements and which do not. 

1. If your plan is through an employer, Covered California/Marketplace, Medicare, Medi-Cal or Medicaid, it meets the MEC requirement.
2. If you have short-term/temporary insurance, travel insurance, or dental-only insurance, your plan does NOT meet the requirement.
3. If you aren’t sure, check your Summary of Benefits (SBC) or call your insurance provider and ask whether your plan covers the 10 Essential Health Benefits required under this Affordable Care Act (ACA).

如果您的其他醫療保險計劃符合以下要求，您可以申請放棄學生健康保險計劃 (SHIP)：

1. 醫療保險有效。

如果您的替代保險符合上述最低要求，請在提交線上豁免申請時附上以下文件的電子版：

• 您的健康保險卡正反面電子版，需顯示該學生為投保會員。

點擊此處放棄秋季學生健康保險計劃

豁免申請必須在10月之前提交。 2026年10月， 值得考慮。