Opt-Out

For the 2026–2027 policy year, students must carry health insurance that qualifies as Minimum Essential Coverage (MEC) to waive the school-sponsored plan. The guidance below clarifies which types of insurance meet MEC requirements and which do not. 

1. If your plan is through an employer, Covered California/Marketplace, Medicare, Medi-Cal or Medicaid, it meets the MEC requirement.
2. If you have short-term/temporary insurance, travel insurance, or dental-only insurance, your plan does NOT meet the requirement.
3. If you aren’t sure, check your Summary of Benefits (SBC) or call your insurance provider and ask whether your plan covers the 10 Essential Health Benefits required under this Affordable Care Act (ACA).

You may request to waive out of the Student Health Insurance Plan (SHIP) if your alternate insurance health plan meets the following requirements:

1. Medical coverage is active.

If your alternate coverage meets the above minimum requirements, submit electronic copies of the following document(s) with your online waiver request:

• An electronic copy of the front and back of your health insurance ID card indicating the student as a covered member.

Click Here to Waive the Fall Student Health Insurance Plan

Waiver requests MUST be submitted no later than October 10, 2026, to be considered.